Get More Value For Your Cash With This Competitive CD Offer From Morgan Stanley

Up to 5.37% APY* issued by either: Morgan Stanley Private Bank, National Association (MSPBNA) | Morgan Stanley Bank, N.A. (MSBNA). For Morgan Stanley clients with eligible brokerage accounts.

• For net new money only (from sources other than an existing Morgan Stanley account) deposited through your eligible Morgan Stanley brokerage account(s) in the past 30 days.2


• Upon maturity, principal and interest will be deposited into the Preferred Savings Program, with convenient and flexible access to funds3 and a yield (currently 5.00%4) that will adjust in accordance with the prevailing rate environment


• CDs available from July 26, 2023 to December 26, 2023, subject to availability5.  Prevailing rates of CDs available to purchase are subject to change without notice throughout the offer period but will not change once the CD is purchased..


• Minimum deposit is $1,000 and orders must be made in $1,000 increments with a maximum of $5,000,000 per each issuer (MSPBNA or MSBNA).


• FDIC insured up to applicable limits.

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