Watch this short 2 minute video to learn more about the benefits of CashPlus.
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For important information and disclosures, please refer to the CashPlus Account Disclosure Statement
More value and protection in one cash management account
Open AccountAccess your cash from banks or tellers that
accept Mastercard® and manage your cash on
the go with Morgan Stanley Online and the
Morgan Stanley Mobile App.
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For important information and disclosures, please refer to the CashPlus Account Disclosure Statement
Enjoy unlimited ATM fee rebates worldwide, and save with no cash advance fees2 and no foreign transaction fees, with the Morgan Stanley Debit Card.3
Get Identity and Credit Protection provided by Experian®, including Monthly 3-Bureau Credit Reports, Real-Time Credit Alerts, and more. Plus, Extended Warranty, Satisfaction Guarantee, and Price Protection from Mastercard* with the Morgan Stanley Debit Card.
Manage your finances anytime, anywhere6, with online bill pay, setting alerts, easy money movement, eAuthorizations, and tools to transfer and manage your cash.
Greenlight is a debit card and money app for families, managed by parents. Greenlight gives parents the tools to manage and monitor spending as well as pay allowance, assign chores, set savings goals, donate to charity and more.
CashPlus Brokerage Account Holders who sign up for Greenlight, will have the $4.99 monthly fee waived. Offer includes debit cards for up to 5 family members.
Learn more here.
$2,500 monthly deposit (or Social Security deposit in any amount)
-or-
$25,000 Average
Daily Cash Balance (in the Bank Deposit Program)
-and-
one Morgan Stanley Online enrollment
-and-
an eligible Morgan Stanley Investment Relationship
$5,000 monthly deposit (or Social Security deposit in any amount)
-and-
$25,000 Average
Daily Cash Balance (in the Bank Deposit Program)
-and-
one Morgan Stanley Online enrollment
-and-
an eligible Morgan Stanley Investment Relationship
$15
$55
Or call your Morgan Stanley team to learn more.
What is a Morgan Stanley CashPlus Account?
CashPlus Accounts are brokerage accounts specifically designed for your cash management needs.
Is there a fee for the CashPlus Account?
There is no monthly account fee if the following criteria are met collectively across all CashPlus Accounts in your Account Link Group:
For a Premier CashPlus Account:
For a Platinum CashPlus Account:
For important account information please refer to the CashPlus Account Disclosure Statement.
What deposits are eligible for total monthly deposit?
Eligible deposits consist of:
A Morgan Stanley investment relationship is required to avoid a monthly fee. What constitutes an eligible Morgan Stanley investment relationship?
Eligible investment accounts include but are not limited to: