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2025 Midyear Investment Outlook: All Eyes on the U.S.

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2025 Midyear Economic Outlook: A Widespread Deceleration

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- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
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About Us
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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  Morgan Stanley leadership is dedicated to conducting first-class business in a first-class way. Our board of directors and senior executives hold the belief that capital can and should benefit all of society.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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  From our origins as a small Wall Street partnership to becoming a global firm of more than 80,000 employees today, Morgan Stanley has been committed to clients and communities for 89 years.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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  Morgan Stanley is differentiated by the caliber of our diverse team. Our culture of access and inclusion has built our legacy and shapes our future, helping to strengthen our business and bring value to clients.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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  At Morgan Stanley, giving back is a core value—a central part of our culture globally. We live that commitment through long-lasting partnerships, community-based delivery and engaging our best asset—Morgan Stanley employees.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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Morgan Stanley Financials Conference | New York 2025

Morgan Stanley U.S. Financials Conference | New York 2025

Jun 16, 2025

Learn about the critical themes shaping the global financial industry from the annual Morgan Stanley U.S. Financials, Payments & Commercial Real Estate conference in New York.

Quick Takes

See what Morgan Stanley experts heard from companies and investors in New York, with insights on the latest in deregulation, consumer spending, AI productivity and beyond.

now playing

Betsy Graseck, Head of Banks and Diversified Finance Research 000

Research

now playing

Mike Cyprys, Brokers, Asset Managers and Exchanges Research Analyst 000

Research

now playing

John Esposito, Head of Financial Institutions Investment Banking 000

Investment Banking

Latest Insights

Research

Can the U.S. Consumer Stay Resilient?

The outlook is mixed as spending slows from a sprint to a jog and the housing market remains locked.

U.S. Banks Look Forward to Strong Second Half

Could Trade Policy Disrupt U.S. Banking Dominance?

Who Bears the Risk of `Buy Now, Pay Later’?

Research U.S. Banks Look Forward to Strong Second Half The financial industry expects business conditions to improve in the remainder of 2025 as policy uncertainty declines, consumer spending remains healthy and regulatory change could unlock capital market activity.

Research Could Trade Policy Disrupt U.S. Banking Dominance? The depth and breadth of U.S. capital markets have created a gravitational force in global corporate and investment banking for decades. But U.S. trade policy is prompting other countries to bolster their own capital markets.

Research Bank M&A Poised to Pick Up The U.S. banking industry could begin a new wave of consolidation as regulators become more favorable to deals and fears of a recession subside.

Research Who Bears the Risk of `Buy Now, Pay Later’? The adoption of short-term installment loans is growing quickly among U.S. shoppers, raising concerns about whether they conceal consumer debt.

Research Regulation Offers a Boost for Banks A more favorable U.S. regulatory environment is likely to fuel lending and activity in capital markets, improving the outlook for bank earnings.

Research Unlocking the Housing Market A decline in mortgage rates could help boost home sales, with potential positive effects on the economy overall.

Research U.S. Banks Look Forward to Strong Second Half

Research Could Trade Policy Disrupt U.S. Banking Dominance?

Research Bank M&A Poised to Pick Up

Research Who Bears the Risk of `Buy Now, Pay Later’?

Research Regulation Offers a Boost for Banks

Research Unlocking the Housing Market

Thoughts on the Market

Get our experts’ perspectives on the forces shaping markets on Morgan Stanley’s daily podcast, with our latest episodes on the housing market, how M&A and IPOs drive markets and more.

Thoughts on the Market Podcast

U.S. Financials Conference: Three Key Themes to Watch

Our analysts Betsy Graseck, Manan Gosalia and Ryan Kenny discuss the major discussions they expect to highlight Morgan Stanley’s upcoming U.S. Financials conference.

Thoughts on the Market Podcast

Will Housing Prices Keep Climbing?

Thoughts on the Market Podcast

European Banks Spark Rising Investor Interest

Thoughts on the Market Podcast

A Rollercoaster Housing Market

Thoughts on the Market Podcast

Big Debates: How Will M&A and IPOs Drive Markets in 2025?

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