Morgan Stanley (“us”, “our”, or “we”) uses cookies and similar technologies, such as pixels, to collect, use, and share information when you visit our websites or interact with us online, e.g., via email or through other electronic means.
Unless you have adjusted your browser setting so that it will reject cookies, our system will issue cookies when you access or use our websites or online services. By accessing or using our websites or online services, you consent to Morgan Stanley using cookies in accordance with the terms of this Global Cookie Policy (this “Policy”).
If you do not wish to accept cookies from this site, please disable those that are not strictly necessary. However, if certain cookies are disabled, it may mean that you experience reduced functionality across some or all areas of our websites or online services.
Some of our websites may use Google Analytics to track your activity. To opt out of being tracked by Google Analytics across all websites, click here.
What are cookies and pixels?
Cookies are small, usually randomly encoded, text files stored on your browser as you navigate through our websites. Cookie files are generated by our websites when you access them and are accepted and processed by your browser when you interact with us online. Cookie files are stored on your device (such as your computer, smartphone, or other web-enabled device) when you access our websites or online services.
Pixels (also known as clear GIFs or web beacons) are invisible pieces of code that may be placed on a webpage, in advertisements, in an email or other messages. They usually work in conjunction with cookies, registering when a particular device visits a particular webpage.
How do we use cookies and similar technologies?
Morgan Stanley uses cookies and similar technologies for a variety of purposes, including to:
- Allow the technical operation of our websites and services.
- Provide required security, network management, and fraud detection.
- Capture and compile statistical information about how you use our websites and interact with us online.
- Improve performance and help us enhance usability and content.
- Assess the effectiveness of advertising and readership content and estimate our audience size and usage pattern.
- Enable login and authentication when you access our websites, and recognize when you return.
- Deliver a better and more personalized service by allowing us to customize our site according to your individual interests; and
- Deliver marketing communications that may be of interest to you, including ads or offers tailored to you.
Personal Information
Personal information held in cookies, such as Internet Protocol (“IP”) addresses or similar technologies, set by Morgan Stanley, is kept to a minimum and can only be read by Morgan Stanley, our associate firms, their authorized third parties or by someone who has physical access to your device.
We may combine the personal information that we collect through cookies, pixels, and similar technologies with other personal information that we have collected from you from both online and offline sources. For further details of how we process personal information, please refer to our Privacy Pledge.
Third Parties
Morgan Stanley works with third parties to promote its products and services both on this website and other websites. In addition to the cookies noted above, some of our websites may also use similar technologies by third parties, which allows us, our service providers, and our third-party business partners to deliver more relevant and tailored content.
For example, if you visit a webpage on this website or third-party websites that provide information about a Morgan Stanley product, a cookie may be placed on your browser or device that identifies the product you viewed. This information allows us, our service providers, and our third-party business partners to deliver more relevant and tailored content, such as ads for that product.
How can you manage your cookie preferences?
Most browsers are typically set to accept cookies. You may disable certain cookies (e.g., marketing cookies) by changing your browser settings, but some cookies are required in order for you to navigate our website and cannot be disabled. It may also be possible to configure your browser settings to enable acceptance of specific cookies or to notify you each time a new cookie is about to be stored on your computer, enabling you to decide whether to accept or reject the cookie.
For more information about the specific cookies that may be served, and to opt-out of receiving these cookies, click on “Your Privacy Choices” in the footer. Please note that if you delete your cookies or upgrade your browser, you will need to opt out again.
How do we update this Policy?
We may change or update portions of this Policy to reflect changes in our practices and/or applicable law and regulation. Please check this Policy from time to time so you are aware of any changes, which may be indicated by the “Last updated” date above.
How can you contact us?
If you would like to contact us regarding this Policy, including, without limitation, and subject to applicable law, where you wish to access a copy of your personal information or where you wish to raise a complaint or grievance, please contact us:
By email: dataprotectionoffice@morganstanley.com
By post:
North America:
Chief Privacy Officer
Legal and Compliance Division
1633 Broadway, 29th Floor
New York, NY 10019
EMEA, South America and APAC (including Japan):
International Data Protection Officer
International Data Protection Office
Legal & Compliance Division
20 Bank Street, Canary Wharf
London E14 4AD