The Morgan Stanley Minute

© 2019 Morgan Stanley & Co. LLC and Morgan Stanley Smith Barney LLC. Members SIPC. CRC 2498535 4/2019

The following disclosure is in reference to “The ROI of Tech,” “The Data Decade,” “The Creativity Renaissance” and “Navigating Credit Markets” videos.

These materials are not a research report. The information and opinions in these materials were prepared by the employees of Morgan Stanley & Co. LLC, including the Morgan Stanley Research Department, and its affiliates (collectively "Morgan Stanley").  These materials are solely for informational and discussion purposes. Morgan Stanley does not undertake to update these materials and the conclusions discussed may change without notice. Morgan Stanley shall not in any way be liable for claims relating to these materials and makes no express or implied representations or warranties as to their accuracy or completeness or for statements or errors contained in, or omissions from, them. Past performance is not necessarily a guide to future performance. This material is not a solicitation of any offer to buy or sell any security, commodity or other financial instrument or to participate in any investment strategy. This material was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Each taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor. The trademarks and service marks contained herein are the property of their respective owners.

The following disclosures are in reference to “The Power of Sustainable Investing” video.

The views and opinions expressed herein are those of the speaker and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results.

Any type of continuous or periodic investment plan does not assure a profit and does not protect against loss in declining markets. Since such a plan involves continuous investment in securities regardless of fluctuating price levels of such securities, the investor should consider his/her financial ability to continue his/her purchases through periods of low price levels.

The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

© 2019 Morgan Stanley Smith Barney LLC, Member SIPC. CRC 2478852 04/19

The following disclosures are in reference to the “Outsmarting Volatility” video.  

The views and opinions expressed herein are those of the speaker and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results.

Any type of continuous or periodic investment plan does not assure a profit and does not protect against loss in declining markets. Since such a plan involves continuous investment in securities regardless of fluctuating price levels of such securities, the investor should consider his/her financial ability to continue his/her purchases through periods of low price levels.

Diversification does not guarantee a profit or protect against loss in a declining financial market.

© 2019 Morgan Stanley Smith Barney LLC, Member SIPC. CRC 2478849 04/19

The following disclosures are in reference to “The Value of Advice” video.

The views and opinions expressed herein are those of the speaker and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results.

Any type of continuous or periodic investment plan does not assure a profit and does not protect against loss in declining markets. Since such a plan involves continuous investment in securities regardless of fluctuating price levels of such securities, the investor should consider his/her financial ability to continue his/her purchases through periods of low price levels.

© 2019 Morgan Stanley Smith Barney LLC, Member SIPC. CRC 2478851 04/19