Morgan Stanley

Your Guide to Tax-Efficient Planning

The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.

Spotlight: Prepare for Tax Day

Make Your Investments More Tax-Efficient

Tax-efficient investing techniques may help you lower your tax burden and increase your long-term wealth. Here are some strategies to consider.
Build a More Tax-Efficient Portfolio.  

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Lessen the Tax Bite on Your Retirement

Taking steps to minimize the impact of taxes on your retirement portfolio can help you enjoy more of your nest egg. These ideas may help.
Help Keep More of What You’ve Saved for Retirement. 

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Maximize the Impact of Your Giving

Whether you want to donate to charity or invest in a loved-one’s future, there are tax‐aware ways to make your giving go further. Learn more here.
Maximize Your Tax-Efficient Giving. 

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Tax Rates and Key Dates

Understanding the latest tax rates and upcoming deadlines can help you prepare and stay on track throughout the year.

Tax Calendar 2021

Keep this income tax timeline as you prepare this season.

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computer with people doing paperwork
reviewing a spreadsheet
May 2021

May 17 is the individual deadline to file your 2020 Tax Return or Extension and pay 2020 federal income tax. It's also the deadline to contribute to your Roth or traditional IRA or HSA for 2020.

June 2021

June 15 is the individual deadline to file your 2020 Tax Return (Form 1040) or extension for 2020 and pay 2020 federal income tax for an U.S. citizen or resident alien living and working (or on military duty) outside the United States and Puerto Rico.

August 2021

August 2 is the deadline for calendar year plans to file 2020 form 5500 or Extension for 2020.

Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC ("Morgan Stanley"), its affiliates and Morgan Stanley  Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not "fiduciaries" (under the Investment Advisers  Act of 1940, ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise  provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol. Individuals are encouraged to  consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and  related consequences of any investments made under such plan or account. Individuals should consult their tax advisor for matters involving  taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and  other legal matters.

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