Financial Wellness
When Your Workforce Is at Its Best, So Is Your Business
Better for Business: Don’t let financial stress get in the way of your employees’ best work. With fewer distractions, your teams can be more productive and engaged, helping your organization boost retention and its bottom line.
Better for Employees: No two employees’ financial needs are the same. We offer a range of solutions designed to address the diverse needs of your workforce to help meet their financial goals.
Benefits for Financial Well-Being
Our Financial Wellness offering takes a multi-channel approach, leveraging cutting-edge technology and personal guidance, to encourage employees to take control and get the support they need, wherever they are on their financial journey.
What a Financial Wellness Roll-Out Looks Like
Seamless onboarding. Maintenance without the hassle.
01 | Design | Getting to Know Your Company |
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We dig deep to learn your organization’s goals and integrate with your existing benefits. From there, we create a customized and comprehensive program that includes:
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02 | Launch | Educating and Driving Engagement |
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We educate your employees and inspire them to take charge of their finances by providing:
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03 | Ongoing Engagement | Reaching Short- and Long-Term Financial Goals |
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We help you assess and address the financial concerns of your employees by providing:
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Empower Your Workforce
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Financial Wellness Insights
Discover trends, insights and strategies for developing a more financially confident workforce.
(1) Through My Secure Advantage
(2) Gradifi solutions are provided by E*TRADE Financial Corporate Services, Inc., a subsidiary of Morgan Stanley.
Disclosures
Check the background of our Firm and investment professionals on FINRA's BrokerCheck.
NOT ALL PRODUCTS AND SERVICES ARE AVAILABLE IN ALL JURISDICTIONS OR COUNTRIES
Certain content on Morgan Stanley Financial Wellness Portal including, but not limited to, calculators is being provided to Morgan Stanley Smith Barney LLC (“Morgan Stanley”) pursuant to an agreement with Financial Fitness Group (“FFG”). That content and materials on the Portal have been prepared for educational purposes only and do not constitute either a recommendation or a solicitation by Morgan Stanley and its employees to purchase or sell any investment or strategy. The calculators are hypothetical and are for illustrative and informational purposes only and do not represent the return on any investment. Actual results may vary.
Financial Coaching, provided by My Secure Advantage, in partnership with Morgan Stanley Financial Wellness is for informational and educational purposes only. It does not provide individually tailored investment advice and has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor for related questions. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.
The products or services referenced herein are provided by My Secure Advantage, an unaffiliated party. Neither Morgan Stanley Smith Barney LLC ("Morgan Stanley") nor its affiliates are the provider of such products or services and will not have any input or responsibility concerning an individual’s eligibility for, or the terms and conditions associated with, these products or services. Neither Morgan Stanley nor its affiliates shall be responsible for content of any advice, guidance or services provided by My Secure Advantage.
Morgan Stanley or its affiliates may participate in transactions on a basis separate from My Secure Advantage. Morgan Stanley or its affiliates may receive compensation in connection with referrals made to My Secure Advantage. Any review of the My Secure Advantage performed by Morgan Stanley was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of My Secure Advantage. The Firm makes no representation regarding the suitability or otherwise of the products or services provided My Secure Advantage. There may be additional service providers for comparative purposes. If you choose to contact My Secure Advantage, do thorough due diligence, and make your own independent decision.
The Morgan Stanley routinely enters into a variety of business relationships for which either the Firm receives compensation or pays for services, and such business relationships may include the named Service Provider(s), its employees or agents, or companies affiliated with the Service Provider(s). The views, opinions, guidance or advice provided by My Secure Advantage and/or their financial coaches (who are not Morgan Stanley employees) are solely those of their own, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with a Morgan Stanley Financial Advisor to understand these differences or visit our web site at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf or contact us at 866-866-7426.
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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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