Home Loans are made by Morgan Stanley Private Bank, National Association not Morgan Stanley Smith Barney LLC. The loans referenced herein are made by Morgan Stanley Private Bank, National Association. A Morgan Stanley Smith Barney investment relationship does not have to be established or maintained to obtain the products and services offered as part of the Home Loans program.
These products may not be available in all states and are limited to U.S. citizens and permanent resident aliens only. Residential loans are not available in Guam, Puerto Rico and the Virgin Islands. Other restrictions may apply. Morgan Stanley Private Bank, National Association underwriting guidelines will apply. Loans are subject to credit application and loan approval. Rates, terms and programs are subject to change without notice.
Proceeds from mortgage loan transactions including initial draws and advances from HELOCs are not permitted to be used to purchase, trade or carry securities, repay margin debt or to make payments on any amounts owed under the Note or HELOC loan agreement.
Morgan Stanley Smith Barney LLC. 2000 Westchester Avenue, Purchase, NY 10577. Tel: 800-869-3326. Nationwide Mortgage Licensing System Unique Identifier No. 171760. Arizona Mortgage Broker License No. 0910887. California Department of Corporations Finance Lenders Law License No. 603H431. Georgia Residential Mortgage Licensee No. 23976. Kansas Licensed Mortgage Company No. MC.0025024. Massachusetts Mortgage Broker License No. MB5439. Montana Mortgage Broker License No. 171760. Licensed by the New Hampshire Banking Department. Licensed by the New Jersey Department of Banking and Insurance. Registered Mortgage Broker—NYS Banking Department. Ohio Mortgage Broker Act Certificate of Registration No. MB.804039.000 Rhode Island Licensed Loan Broker. Mortgage brokers may not make loans. Home Loans are made by Morgan Stanley Private Bank, National Association or other affiliated lenders, not Morgan Stanley Smith Barney LLC.
©2011 Morgan Stanley Smith Barney LLC. Member SIPC.