Residential mortgage loans are offered
by Morgan Stanley Private Bank, National Association, an Equal
Housing Lender, and affiliate of Morgan Stanley Smith Barney
LLC. With the exception of the pledged-asset feature, a Morgan
Stanley investment relationship does not have to be
established or maintained to obtain the residential mortgage
products offered by Morgan Stanley Private Bank, National
Association. All residential mortgage loans are subject to the
underwriting standards and independent approval of Morgan
Stanley Private Bank, National Association. Rates, terms, and
programs are subject to change without notice. Residential
mortgage loans may not be available in all states; not
available in Guam, Puerto Rico and the U.S. Virgin Islands.
Residential mortgage loans are subject to credit application
and loan approval. Other restrictions may apply. This document
should not be construed as a commitment to lend.The
proceeds from a residential mortgage loan (including draws and
advances from a home equity line of credit) are not permitted
to be used to purchase, trade or carry eligible margin stock;
repay margin debt that was used to purchase, trade or carry
margin stock; or to make payments on any amounts owed under
the note, loan agreement, or loan security agreement; and
cannot be deposited into a Morgan Stanley Smith Barney LLC or
other brokerage account.
Morgan Stanley Smith Barney LLC. 2000
Westchester Avenue, Purchase, NY 10577. Tel: 800-869-3326.
Nationwide Mortgage Licensing System Unique Identifier No.
171760. Arizona Mortgage Broker License No. 0910887.
California Department of Corporations Finance Lenders Law
License No. 603H431. Georgia Residential Mortgage Licensee No.
23976. Kansas Licensed Mortgage Company No. MC.0025024.
Massachusetts Mortgage Broker License No. MB5439. Montana
Mortgage Broker License No. 171760. Licensed by the New
Hampshire Banking Department. Licensed by the New Jersey
Department of Banking and Insurance. Registered Mortgage
Broker—NYS Banking Department. Ohio Mortgage Broker Act
Certificate of Registration No. MB.804039.000. Rhode Island
Licensed Loan Broker. Mortgage brokers may not make loans.
Morgan Stanley Private Bank, National Association, Nationwide
Mortgage Licensing System Unique Identifier #663185. Morgan
Stanley Private Bank, National Association is a Member FDIC
and is primarily regulated by the Office of the Comptroller of
Morgan Stanley Smith Barney LLC
(“Morgan Stanley”) is a registered Broker/Dealer, a member
SIPC, and not a bank. Where appropriate, Morgan Stanley has
entered into arrangements with banks and other third parties
to assist in offering certain banking related products and
services. Investment services are offered through Morgan
Stanley. Unless specifically disclosed in writing,
investments and services offered through Morgan Stanley are
not insured by the FDIC, are not deposits or other obligations
of, or guaranteed by, a bank and involve investment risks,
including possible loss of principal amount invested.
©2014 Morgan Stanley Private Bank,
National Association, member FDIC.All rights