Home Loans are made by Morgan Stanley
Private Bank, National Association not Morgan Stanley Smith
Barney LLC. The loans referenced herein are made by Morgan
Stanley Private Bank, National Association. A Morgan Stanley
Smith Barney investment relationship does not have to be
established or maintained to obtain the products and services
offered as part of the Home Loans program.
These products may not be available in
all states and are limited to U.S. citizens and permanent
resident aliens only. Residential loans are not available in
Guam, Puerto Rico and the Virgin Islands. Other restrictions
may apply. Morgan Stanley Private Bank, National Association
underwriting guidelines will apply. Loans are subject to
credit application and loan approval. Rates, terms and
programs are subject to change without notice.
Proceeds from mortgage loan
transactions including initial draws and advances from HELOCs
are not permitted to be used to purchase, trade or carry
securities, repay margin debt or to make payments on any
amounts owed under the Note or HELOC loan agreement.
Morgan Stanley Smith Barney LLC. 2000
Westchester Avenue, Purchase, NY 10577. Tel: 800-869-3326.
Nationwide Mortgage Licensing System Unique Identifier No.
171760. Arizona Mortgage Broker License No. 0910887.
California Department of Corporations Finance Lenders Law
License No. 603H431. Georgia Residential Mortgage Licensee No.
23976. Kansas Licensed Mortgage Company No. MC.0025024.
Massachusetts Mortgage Broker License No. MB5439. Montana
Mortgage Broker License No. 171760. Licensed by the New
Hampshire Banking Department. Licensed by the New Jersey
Department of Banking and Insurance. Registered Mortgage
Broker—NYS Banking Department. Ohio Mortgage Broker Act
Certificate of Registration No. MB.804039.000 Rhode Island
Licensed Loan Broker. Mortgage brokers may not make loans.
Home Loans are made by Morgan Stanley Private Bank, National
Association or other affiliated lenders, not Morgan Stanley
Smith Barney LLC.
©2011 Morgan Stanley Smith Barney LLC.