Welcome to Morgan Stanley at Work

 

No matter where you are in life – just starting your career, approaching retirement, or somewhere in between – Morgan Stanley at Work can help empower you to achieve your financial goals through our educational resources.

Your company’s Morgan Stanley Financial Advisor will soon be sharing information to help you make the most of your opportunities to save and invest for retirement. It will cover a wide variety of topics focused on helping you learn more about retirement.

Getting Started

  • Overview of your Company Retirement Plan and Benefits of Participating
  • Asset Allocation
  • Budgeting
  • Saving

Managing your Retirement Account

  • Beneficiary Changes
  • Deferral Increases
  • Participant Loans
  • Distribution Options for Active and Terminated Employees

Planning for Retirement

  • Required Minimum Distributions
  • Retirement Income Needs
  • Estate Planning
  • Social Security
  • Life Insurance for Retirement

Through this education, Morgan Stanley at Work can help support you on your journey towards becoming more confident in your retirement planning. We encourage you to take advantage of these educational resources and reach out to us at any time.

Disclosures

Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice, are not “fiduciaries” (under under the Investment Advisers Act of 1940, the Investment Advisers Act of 1940, ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol. Individuals are encouraged to consult their tax or legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account, and (c) to understand the tax and legal consequences of any actions, including implementation of any estate planning strategies, or investments described herein.

Asset allocation does not assure a profit or protect against loss in declining financial markets.

Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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CRC#3475528 (03/2021)