Access Direct Pricing

With $0 commission for online stock and ETF trades and no annual maintenance fee or account minimums, it’s never been easier to put your investments to work.

Online Trading

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    Stocks + ETFs

     

     

    $0

     

    Price may vary based on corporate stock plan relationship.  See below for additional fees that may apply.

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    Mutual Funds

    No Transaction Fee Funds*

     

    $0*

     

    No-Load or Load-Waived

     

    *No Transaction Fee Funds are subject to a 12b-1 fee. Additional information about mutual fund share classes, fees and risks can be found here.

  •  

    Mutual Funds

    Transaction Fee Funds

     

    $19.95

     

    No-Load or Load-Waived, No 12b-1
    Per transaction, applies to purchases and sales

Additional Services and Fees

Various fees1 may be waived at certain asset levels, such as, but not limited to, those for Reserved.2


CASH MANAGEMENT & SERVICE FEES

Representative Assisted Trade Fee
$25 additional per trade
Flat-rate commission and fees apply

Overnight check orders
$10 per check

Checkbook orders
Wallet Size — $0.00 per checkbook order
Other sizes — $20 and up depending on style and quantity per checkbook order

Debit Card
No annual fee
2% foreign transaction fee is charged on transactions made outside the United States

Debit Card ATM Withdrawal Fees
Up to $200 per calendar year in ATM fee rebates at ATMs around the world where MasterCard,® Maestro® or Star® are accepted

Expedited Payment for Online Bill Pay
$15 per transaction
Same Day/Next Business Day, Receipt of Payment

Express orders for Check and/or Debit Card
$25 per delivery
Via Overnight Delivery — U.S. addresses only

Insufficient funds (paid and returned items)
$25 per transaction
Includes Check/ACH, Automatic Debits, Online Bill Payments

Insufficient funds, rejected transfer
$25 per transaction

Morgan Stanley Credit Card from American Express
$0 annually

Platinum Card® from American Express exclusively for Morgan Stanley
$5503 annually
Annual fee paid to American Express

Returned Check Deposit
$25 per transaction

Stop Payment
$25 per transaction

Wire Transfer USD (Outgoing)4
$25 per transaction


ACCOUNT TRANSFER (INCLUDING ACATS) AND TERMINATION FEES

Account termination fee
Waived

Account Transfer fee (ACATs)5
$95 per account transfer


MORGAN STANLEY FEES
Legal Transfer — Estate Processing

$25 per event
Additional fee charged by agents may apply

Returned Stock Certificate (Reorg)
Waived

Stock Certificates — Private Name change / Transfer Request
Waived


THIRD-PARTY FEES

ADR Custody/Depository Service Fee6
Varies/per event

ADR Dividend Payment Fee
Varies/per dividend payment

ADR Termination Fee
Varies/per termination

Physical Certificate Collection (Reorg) Fee
$25 per transaction

Physical Security Restricted Legend Removal7
$300 per event

Short-Term Mutual Fund Redemption Fee
Varies/per event

Supplemental Transaction Fee (SEC Transaction Fee)
Variable/minimum $0.01 per transaction
May be applied to the sale of certain securities

Voluntary Reorganization Fee
$25 per event


Have additional questions about pricing, fees and commissions? Contact us.

Call the Self-Directed Support Team at 1-866-227-2737.