Beyond Basic BorrowingMar 6, 2017
Most people borrow during the course of their lives. But it’s important to be as strategic about borrowing as you are with the other areas of your financial life.
Whether you are thinking about buying a home, paying taxes, financing a college education or investing in a business, we may be able to help. Clients who qualify for Liquidity Access Line have access to a flexible line of credit that uses eligible securities in your Morgan Stanley brokerage account as collateral.
Borrowing against securities may not be suitable for everyone. You should be aware that there are risks associated with a securities based loan, including possible maintenance calls on short notice, and that market conditions can magnify any potential for loss. For details please see the important disclosures at the bottom of this page.
Typically no fees* for obtaining advances, as well as rates that may be lower than some other lending options.
Credit decisions are typically made in 1-2 days. Once approved, access available funds easily by check, wire or online.
Obtain access to funds while potentially keeping your investment strategy intact.
Use one line for multiple purposes, without being tied to a fixed repayment schedule.