2.05% APY Preferred Savings for Qualifying Cash

Take advantage of this special opportunity to consolidate your cash at Morgan Stanley with a 2.05% APY — currently over 20x the national savings average.1 Whether you are seeking to consolidate your cash or rebalance your portfolio, this limited time offer can be a competitive option for your cash allocation strategy.

Competitive Rate Currently Over 20x the National Savings Average

Yield will adjust in accordance with the prevailing rate environment.

Convenient and Flexible Access to Funds

With same day availability, provides convenient access to your cash reserves within your investment portfolio.2

Your Assets Are FDIC Insured

Deposits are FDIC insured, up to applicable limits.

Get Started Today

Deposits must be made between August 5, 2019, and September 30, 2019, and you must use Qualifying Cash* deposited through your eligible Morgan Stanley brokerage account.

A minimum initial deposit of $1,000 is required; maximum deposit of $10,000,000 across both banks.

* Qualifying Cash is defined as new cash deposits into the Bank Deposit Program (BDP) after July 26, 2019, inclusive of deposits from external sources and proceeds from the sale of money market funds, mutual funds, fixed income, equities and all other securities, net of any BDP withdrawals, in your brokerage account.

Terms and conditions apply (see below for details)