Make The Most of Your Cash    0.10% APY* Preferred Savings for Qualifying Cash

HELD AT EITHER:

Morgan Stanley Private Bank, National Association (MSPBNA) | Morgan Stanley Bank, N.A. (MSBNA)

Take advantage of our Preferred Savings for Qualifying Cash offer with flexible options and more ways to save. There are two ways you may participate, either 1) bring new cash deposits from external sources or 2) use proceeds from the sale, income or distribution from securities in your eligible Morgan Stanley brokerage accounts.

Competitive Rate Currently 2X Than The National Savings Average**

Your rate may adjust at any time in accordance with the prevailing rate environment.

Convenient and Flexible Access to Funds

With same day availability3, provides convenient access to your cash reserves within your investment portfolio.

Your Deposits Are FDIC Insured

Deposits are FDIC insured, up to applicable limits.

See how our Preferred Savings Program rate compares

As of October 17, 2020

This chart is a comparison of the MS Preferred Savings Program to a select range of Savings Offerings at Major US Banks.

1 Savings account rates sourced from individual company websites as of 10/9/2020.  Regional savings offerings and enhanced rates may be available in certain scenarios.  Additional criteria may need to be met to receive enhanced rates.
2 1-day yields for index sourced from Crane Money Market Fund Data as of 10/9/2020
3 Sourced from US Treasury Daily Yield Curve Rates as of 10/9/2020
CRC#3084093 (05/2020)


Get Started Today

Qualifying Cash deposits made in the last 30 calendar days are eligible.

Minimum initial deposit of $1,000; Maximum deposit of $10,000,000 across both banks.

Qualifying Cash is defined as new cash proceeds into the Banks in the last 30 calendar days, inclusive of deposits from external sources and proceeds from the sale of money market funds, mutual funds, fixed income, equities and all other securities, net of any cash outflows, in a client’s brokerage account. Net proceeds from weekends and holidays will be included if they immediately precede the first day of the 30 day period.

Terms and conditions apply (see below for details)

INTERESTED? CONTACT YOUR FINANCIAL ADVISOR OR PRIVATE WEALTH ADVISOR.