1.70% APY Preferred Savings for Qualifying Cash

Take advantage of this special opportunity to consolidate your cash at Morgan Stanley with a 1.70% APY. Whether you are seeking to consolidate your cash or rebalance your portfolio, this limited time offer can be a competitive option for your cash allocation strategy.

Competitive Rate Currently Over 18x the National Savings Average*

Your rate may adjust at any time in accordance with the prevailing rate environment.**

Convenient and Flexible Access to Funds

With same day availability, provides convenient access to your cash reserves within your investment portfolio.1

Your Deposits Are FDIC Insured

Deposits are FDIC insured, up to applicable limits.

Get Started Today

Available from October 1, 2019 to December 31, 2019.***

You must use Qualifying Cash deposited through your eligible Morgan Stanley brokerage account between September 20, 2019 and December 31, 2019.

Qualifying Cash is defined as new cash deposits into the Bank Deposit Program (BDP) after September 20, 2019, inclusive of deposits from external sources and proceeds from the sale of money market funds, mutual funds, fixed income, equities and all other securities, net of any BDP withdrawals, in your brokerage account.

Terms and conditions apply (see below for details)