Morgan Stanley

Living Your Best Life in Retirement

The decisions you make about your workplace retirement plan can benefit you for years to come. We’ll help you understand and put your resources to work, so you can plan, invest, and ultimately transition to retirement with confidence.

Financial Foundations

A solid financial strategy starts from a solid foundation. Explore insights around money topics designed to help you take control of your future.

Perspectives On Money

Morgan Stanley brings you more than 85 years in the investment management industry and a passion for helping our clients reach their financial goals. Explore some of our best insights to help you navigate your financial journey.

Planning For Retirement

Reaching retirement can be one of the most exciting milestones of your career, but there is a lot to consider. Here’s how to thoughtfully plan for the income you’ll need in retirement to live the life you want.

Your Workplace Retirement Plan

Participating in your workplace retirement plan may be the single easiest way to retire when and how you’d like. Learn more about making the most of your retirement investment to help you reach your long-term goals.

This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The securities discussed in this material may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor.

The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

This material is not an offer to buy or sell any security or to participate in any trading strategy.

When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit http://www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.

Morgan Stanley at Work services are provided by Morgan Stanley Smith Barney LLC, member SIPC, and its affiliates, all wholly owned subsidiaries of Morgan Stanley.

CRC#3769707 (10/2021)

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