Licensing Webpage Content:

E*TRADE Financial Corporate Services, Inc. offers Saving and Giving and Education Financing solutions, enabling employers to provide their employees student loan and college savings benefits. These solutions are part of the Morgan Stanley at Work solutions.

Not all products and services are available in all jurisdictions.

E*TRADE Financial Corporate Services, Inc. (NMLS ID: 1959157, https://www.nmlsconsumeraccess.org/) is licensed in the following US jurisdictions:

California

E*TRADE Financial Corporate Services, Inc. is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-114210.

District of Columbia

All complaints against E*TRADE Financial Corporate Services, Inc. (License No. MTR1959157) from District of Columbia residents should be directed to:

District of Columbia Department of Insurance, Securities, and Banking

1050 First St. NE, Suite 801

Washington, DC 20002

Phone: 202-727-8000

https://disb.dc.gov/

Florida

For complaints directly to the Florida Office of Financial Regulation, please send correspondence to:

Florida Office of Financial Regulation

200 E. Gaines Street

Tallahassee, FL 32399-0376

Toll-Free Number: 1-800-848-3792

You may contact E*TRADE Financial Corporate Services, Inc. customer service at 1-844-472-3434.

Illinois

If you suspect a violation of the Illinois Transmitters of Money Act, or for complaints directly to the Illinois Division of Financial Institutions, please send correspondence to:

Illinois Department of Financial and Professional Regulation

Division of Financial Institutions

Consumer Complaints

555 W. Monroe, Suite 500

Chicago, IL 60661

Toll-Free Number: 1-888-473-4858

Maryland

You can verify the licensing status of E*TRADE Financial Corporate Services, Inc. by visiting NMLS Consumer Access at https://www.nmlsconsumeraccess.org/ and searching for NMLS ID: 1959157.

Minnesota

Always be on the lookout for fraud. You can always go to https://www.consumer.ftc.gov/scam-alerts to receive the latest information and practical tips from the United States Federal Trade Commission. To report fraud or suspected fraud as it relates to your transactions with E*TRADE Financial Corporate Services, Inc., please dial the following toll-free number: [toll-free telephone number].

New Hampshire

E*TRADE Financial Corporate Services, Inc. operates under the same name from the following address: 3 Edison Drive, Alpharetta, GA 30005.

To file a complaint, you may contact E*TRADE Financial Corporate Services, Inc. customer service at 1-844-472-3434.

You or your attorney may file a complaint related to this service with the New Hampshire Bank Commissioner.

Oregon

E*TRADE Financial Corporate Services, Inc. is licensed and regulated by the Oregon Department of Consumer and Business Services. For public inquiries and complaints consumers can call 888-877-4894.

Texas^[1]

After first contacting E*TRADE Financial Corporate Services, Inc. at 1-844-472-3434, if you are a Texas resident and still have an unresolved complaint regarding the company's money transmission activity, please direct your complaint to:

Texas Department of Banking

Non-Depository Supervision Division

2601 North Lamar Boulevard

Austin, Texas 78705

Toll-Free Number: 1-877-276-5554

Fax Number: (512) 475-1288

www.dob.texas.gov

E*TRADE Financial Corporate Services, Inc. operates from the following address: 3 Edison Drive, Alpharetta, GA 30005.

Vermont

THIS IS A LOAN SOLICITATION ONLY. E*TRADE FINANCIAL CORPORATE SERVICES, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

E*TRADE Financial Corporate Services, Inc. operates under the same name from the following address: 3 Edison Drive, Alpharetta, GA 30005. E*TRADE Financial Corporate Services, Inc. was incorporated in Delaware on December 20, 2004.