Access to Banking Services and Lending Solutions

Strategies That Encompass Both Sides of Your Balance Sheet

No decision about wealth should be made in isolation. How you borrow and manage your cash can be as important to the success of your wealth plan as having an appropriate investment strategy.

As a Morgan Stanley Wealth Management client, you can have access to potential banking and lending solutions that can meet a variety of personal or business needs. A Private Banker* can work with your Financial Advisor to look at your net worth, assets, loan balances and lines of credit, cash flow and potential liquidity sources in the context of what you want to acquire and achieve.

Together, you can work on the following:

  • Unlock the value of your portfolio. Leverage the assets you already own-your home, your investment portfolio, your business—to make new things possible.
  • Evaluate the true cost of liquidating assets. You may find it makes more financial sense to explore borrowing and cash management strategies.
  • Understand the complexities of risk. In managing wealth, risk and reward must be carefully balanced.
  • Optimize your cash flow. Gain flexible access to funds when opportunities arise.

Lending Solutions

Unlock the value of your portfolio by allowing the eligible securities in your Morgan Stanley Smith Barney LLC brokerage account to serve as collateral for a securities-based loan at a competitive rate. As your wealth grows, your options for borrowing expand. The breadth of Morgan Stanley's platform allows you to combine several types of lending strategies.

Learn More


Access to Banking Services

Maximize the benefits of cash management with the Active Asset Account. This account offers a suite of cash management solutions. This may be an attractive alternative to your everyday bank and was designed to provide an integrated solution to help you manage your traditional finances alongside your long term investments.

Learn More

*Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC.

All loans are subject to underwriting standards and credit approval.

The information contained herein should not be construed as a commitment to lend.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, a member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment services are offered through Morgan Stanley Smith Barney LLC.

Unless specifically disclosed in writing, investments and services offered through Morgan Stanley Smith Barney LLC are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, a bank and involve investment risks, including possible loss of principal amount invested.

CRC966726 08/2014

Find a Financial Advisor

More search options