United States
Global Support for US Growth Is Ending
August 06, 2008

By Richard Berner | New York

Two years ago, we thought strong global growth would be a key prop for an otherwise-weak US economy and earnings (see Betting on Global Growth, August 14, 2006).  That story has played out in spades: Net exports accounted for all but 30 basis points of the 1.8% growth in output over the past year, and measured in the National Income and Product Accounts, earnings would have declined by 9.4% but for the 21% gain in overseas results. 

Now, however, the party’s over.  Spillovers from the US slowdown, high inflation, tighter monetary policies, and more cautious lenders are promoting slower global growth.  Although the recent decline in energy prices will help slightly, economic activity is fading in many parts of the globe.  As a result, we expect global growth to slow from 4.1% this year to 3.6% next year (see Global Forecast Risks: From Inflation Upside to Growth Downside, July 23, 2008).  With headwinds still hobbling domestic demand and earnings, we think this new weakness will trigger outright recession for the US economy and a bust in corporate profits.

The evidence for the global slowdown is mounting.  While there are some exceptions, there’s no mistaking the slowing growth in Asia, Europe, and Latin America.  In general, because Asian central banks haven’t tightened aggressively, the process of deceleration will unfold slowly.  In Japan, faltering production and labor markets point to incipient recession, and we now expect a 20% decline in corporate profits through F3Q09 (see All Is Over: Q3 GDP Preview and Sharp Outlook Revision, July 31, 2008).  Economies like India, hard hit by rising inflation and tighter monetary policy, are decelerating (see India Economics: Rising Macro Risks, Lowering Growth Estimates, July 17, 2008), and growth in China is slowing gradually.  That has promoted a shift in the stance of Chinese economic policies from fighting inflation to promoting growth.  Reduced energy subsidies in many Asian economies are boosting consumer prices for refined products even as crude prices have fallen, and that is also hurting growth.  The fallout is spreading to some hitherto-strong Asian economies: Economic activity in New Zealand contracted in the first quarter, and in Australia retail sales volumes have fallen for two consecutive quarters.  According to Asian strategist Mal Wood, consensus year-on-year earnings estimates in Asia-Pacific ex-Japan for 2008 fell 300 bp last month to 3.9%, down from 9.2% at the end of 2007.  For MSCI China, Jerry Lou notes that consensus 2008 earning growth has slipped to 15.4% in July from 22.1% in January.  In India, Ridham Desai observes that second-quarter earnings rose by only 6% from a year ago — the slowest pace in four years. 

In Europe, slipping export growth and rising energy prices have combined to undermine business confidence even in resilient Germany, while the smaller economies of Denmark, Spain and Ireland flirt with recession (see Euroland Business Cycle Watch: Risk of Recession Rising, July 29, 2008).  Surveys suggest that demand expectations are slipping, and some businesses are reporting that inventories are excessive, setting the stage for a classic cyclical downshift in production.  Earnings weakness now seems likely to extend into 2009 (see Peering Over the Edge of the Cliff: 2009 Earnings Growth Rate 29% Too High, August 4, 2008). 

In Latin America, until recently, high commodity prices continued to support domestic income and relatively solid growth.  As a result, Latin central banks could afford to tighten aggressively (see Latin Hawks vs. Global Doves, July 21, 2008).  However, even in Latin America we see growth slowing; for example, we believe growth in Brazil will slow to a below-consensus 3.0% in 2009, partly reflecting further tightening in monetary policy this year.  Overall growth is slowing in Mexico and manufacturing output is weakening.  Softer commodity prices also put growth at risk in Venezuela and Columbia.  In Canada, reflecting a strong currency and weakness in motor vehicles, GDP has been flat since January. 

Modest benefit from lower oil prices.  If sustained, our team expects that the recent $20/bbl drop in oil prices will lessen both inflation and growth concerns in many economies.  GDP effects range from as little as 0.3% in Brazil to 1% or more in many Asian economies, where reduced energy subsidies will be needed.  In China’s case, for example, Qing Wang thinks the authorities will only need to raise domestic prices by 25-30% instead of 50-60% to bring them to international levels.  Of course, crude prices only stayed above $125/bbl for about 5-6 weeks − not really long enough to have a significant further impact on inflation and output. 

Slower global growth will hobble US exports and overseas earnings.   We think global growth has been by far the strongest factor supporting the boom in US exports and overseas earnings, so the coming global slowdown will likely reverse this strength.  We disagree with those who attribute the upturn in US net exports primarily to the dollar’s long slide.  To be sure, the dollar’s decline has played a significant role both in making US exports more attractive and in luring production to the US to substitute for imports.  For example, the 13.9% appreciation of the euro against the dollar over the past year has probably added a few percentage points to affiliates’ earnings when translated into dollars.  If the dollar’s decline were the main story, exports and overseas profits might continue to grow strongly, especially if the dollar resumed its slide. 

But we think global growth far outweighs the currency effect.  Three factors matter in that regard.  First, in a globalized world companies price to local markets, so the “pass-through” from exchange-rate changes to US import prices and to the prices of US exports in overseas markets is much less than 100% (see “Is a Weaker Dollar Inflationary”, Global Economic Forum, November 16, 2007).  For example, in the past three years, dollar-denominated prices for US exports of consumer and capital goods excluding IT products rose by 6.6% and 9.8%, respectively.  But in Europe, prices of imported consumer and capital goods from outside the EU have risen by just 3% and fallen by 6%, respectively.  On the other side of the ledger, since their trough five years ago, imported US consumer and capital goods excluding IT products have risen by just 7.2% and 12.5%, respectively.  Global supply chains reinforce that tendency, because the import content of goods from abroad may actually be only 40-70%.  Thus, the renminbi’s 20% appreciation since 2005 has not been passed through to the prices of US imports from China (see How Changes in the Value of the Chinese Currency Affect U.S. Imports, Congressional Budget Office, July 17, 2008). 

Second, most empirical estimates put the sensitivity of exports and imports to relative price changes at less than one, while their sensitivity to demand or output is one or, in the case of imports, more than one.  Finally, the idea that “translation” effects of exchange rate changes on earnings are 1:1 is a myth.  That’s because Corporate America doesn’t allow the currency chips to fall where they may; pricing to local markets is facilitated by hedging currency risks with either futures or options.  In addition, just as at home, the effects of slower growth on earnings abroad will be magnified by declining operating leverage.

We expect a mild US recession, as the combination of slower growth abroad and still-powerful headwinds at home is a one-two punch for a fragile US economy.   Four domestic factors will weigh on the economy over the next few quarters: Despite recent stability in home sales and new legislation helping homeowners and the GSEs, the housing downturn isn’t over (see “Has Housing Bottomed and Is Recovery Ahead?”, Global Economic Forum, July 28, 2008).  The one-time boost from tax rebates will soon end and payback is coming.  Consumers still face falling home prices, slipping jobs and incomes, tighter lending standards, and little relief from higher energy quotes.  And businesses face falling operating rates, declining cash flow, and tougher borrowing conditions that will hobble capital spending (see “The Perfect Storm Returns”, Global Economic Forum, July 7, 2008).

Implications for US equity markets and US policy makers.  US earnings are likely to decline by more than analysts expect – and more than is priced into equity markets.  For example, we estimate that a 10 percentage-point drop in overseas earnings will trim 350 bp from overall US earnings growth.  In my view, earnings disappointments will continue to pressure stock prices to some degree. 

Despite slower growth, market participants are unlikely to get help from the Fed.  To be sure, the fundamentals are weakening, and the Fed tightening now in the price through year-end will probably ebb.  But inflation risks haven’t faded completely; indeed, “core” inflation by almost any metric is moving higher.  Moreover, the Fed’s extension last week of its liquidity facilities until January is a more targeted set of tools for maintaining the functioning of money markets than would be further monetary ease.  Thus, while officials probably see the risks between growth and inflation as more balanced than at the last FOMC meeting in June, we think the Fed will be on hold for the foreseeable future.



Mexico
More Hikes Coming
August 06, 2008

By Gray Newman & Luis Arcentales | New York

Despite the recent easing in agricultural and energy commodity prices, the worst bout of price hikes is still ahead for Mexico. This is the message from Mexico’s central bank, which on July 30 sharply hiked its own inflation projection by 125bp for end-2008 and by 150bp for 1Q09. The jump in Banco de Mexico’s upper range for end-2008 inflation pushes it to 6% from 4.75%. The central bank’s revised forecast − the third revision upward since it first began providing a quarterly inflation path in October 2007 − was triggered by concerns that the pipeline is full of price hikes, despite the recent decline in commodity prices.

Perhaps nowhere does the central bank see greater risk of pent-up price hikes than in Mexico’s energy prices.   Mexican gasoline prices would have to increase by roughly 50% to reach average levels found in the US as of early August. LP gas prices in Mexico would need to rise by over 30% to reach prices seen in the US, while diesel’s jump would be well over 100%. (While diesel is not included in Mexico’s consumer price index, a move up would likely have a significant spillover effect from rising transportation costs.) 

While the central bank is not forecasting a 50% increase in gasoline prices (nor are we), the recent increase in the pace of gasoline price hikes in mid-July and early August highlights the risk to inflation. Indeed, the central bank explicitly stated that much of the larger-than-expected hike in the inflation path (89bp on average, up from a previous estimate of 50bp) came from concerns about a more rapid reduction in subsidies on the gas and gasoline front. 

Faced with the risks of significantly higher inflation in the months ahead, we now expect Banco de Mexico to hike its reference rate by an additional 75bp, bringing the overnight rate to 8.75% by end-2008. We had previously expected the central bank’s hiking cycle to end at 8% after two 25bp hikes (see “Mexico: Time to Hike”, This Week in Latin America, June 16, 2008). While we are revising upward our 2008 rate forecasts, we continue to expect a significant reduction in interest rates during 2009: we expect the central bank’s policy rate to fall by 200bp to 6.75% by the end of 2009. We are also revising our inflation forecast for 2008 to 5.6% from 4.3% and for 2009 to 4% from 3.5%.

Cushion Not to Hike?

There should be little doubt that Banco de Mexico is set to continue to hike interest rates. While the authorities have shied away from characterizing the two tightening moves in June and July as part of a tightening cycle, it is almost unimaginable that the central bank would maintain interest rates unchanged after revising upward its inflation path as dramatically as it did on July 30 with the release of its quarterly inflation report. 

Some might argue that the new path gives the central bank ample room to live with higher inflation in the short term without hiking. After all, the new path assumes that an uptick in inflation in the near term is consistent with a return of inflation to near the 3% target by end-2010. We believe that this view represents a misreading of the central bank’s new inflation path. The pessimistic inflation path − a kind of worst-case scenario prepared by the central bank − should not be seen as acquiescence of higher inflation. Instead, the path was chosen in late July after concerns arose that the pattern of constant upward revisions to the inflation path (in January, in April and then again in July) risked damaging the central bank’s credibility.

Ultimately, we believe that the central bank’s message is that there is a risk of a greater-than-expected spike to inflation. If it materializes, the uptick should be short-lived and represents a one-off adjustment to prices. If, for any reason, the uptick begins to morph into a homegrown problem via higher wages or deteriorating expectations, the central bank stands ready to act to ensure that its goal of 3% inflation is not jeopardized. However, by presenting a disconcertingly high inflation path, along with somewhat more dovish language in the recent inflation report, the central bank may have created some confusion. 

One, Two or Three?

The real question, in our view, is the magnitude of the hikes to come following the two 25bp hikes in June and July.  We doubt that the central bank has a preconceived notion of how many more hikes will be necessary, but it is probably working with the idea that one or two more hikes may be sufficient. 

After all, Banco de Mexico showed significant hesitation to begin tightening in June, and even then was extremely careful not to suggest that a tightening cycle had begun. Recall that the June decision came after the central bank had warned for months that Mexico’s economy was set to slow further as the US economy weakened. Even as the central bank hiked in June and again in July, it continued to warn that the risk to Mexico was slower growth. A weaker domestic demand picture wouldn’t prevent external shocks from feeding through to a one-off adjustment in domestic prices, but should limit the risks of it morphing into homegrown inflation (see “Mexico: What Wage Pressure?” EM Economist, August 1, 2008). 

Looking for more signs that the central bank’s working assumption is that only a few more hikes are needed?  One needs to look no further than the concluding paragraphs of its quarterly inflation report released on July 30, where it argues that it sees (however imperfectly) a “significant moderation” in the factors that had provoked the greatest global inflation problem in decades. Banco de Mexico highlights both the recent softening in commodity prices and weaker global demand to argue that the inflation outlook is likely to improve. While the report was not claiming victory, the central bank’s tone that it could see beyond the worst of inflation was read by many as suggesting that few additional hikes would be needed.

In contrast, we expect Banco de Mexico to end up hiking by more than most market participants currently expect. Why our more hawkish forecast? After all, we agree with the central bank that most of the price hikes in Mexico today are imported, and we ultimately expect inflation to fall to 4% or below. Our more hawkish forecast of rate hikes comes as we expect the balance of risks to deteriorate further during the rest of the year, as headline inflation moves higher. We expect the coming uptick in prices to contaminate not only short-term inflation expectations, but also medium- and long-term expectations, all but forcing Banxico’s hand. Indeed, its last survey, conducted in July just prior to the central bank’s new inflation forecasts, showed a worrisome deterioration in long-term expectations (2009-12) to 3.65% from 3.54%, as well as moves up in 2009 inflation (to 3.83% from 3.71%) and in 2008 inflation (to 5.07% from 4.74%).

We also fear that Banxico’s newly announced inflation path represents an additional factor that could push wage settlements higher in the months to come. While the central bank is right to argue that a weakening labor market should help to temper wage hikes, we suspect that Mexico’s economy will continue to grow at a modest, but sufficient, pace to leave it vulnerable to pressures on the wage front.

Indeed, in recent weeks − even before Banxico released its new inflation path − we have seen an important uptick in wage settlements. Both Pemex and FSTSE (public workers union) workers obtained 4.8% wage hikes. While the magnitude of the hike may not look alarming in and of itself, it does represent a significant uptick from past negotiations. In 2005 and again in 2006, Pemex granted a 4.1% wage hike, followed by a 4.25% in 2007. This year’s negotiation not only represents a break from a relatively stable trend line from Pemex in recent years, but is also significantly above the average public worker wage hike (4.2%) in 1H08. Moreover, public wage agreements often become the new benchmark for private companies.  We suspect that many unions will argue that Banxico’s 5.5-6% end-2008 inflation forecast requires wage hikes of 6% or more in order to catch up with rising inflation.

Ultimately, we expect wage settlements to remain under control and for inflation to begin to revert by early 2009 − and so we only call for 75bp of additional hikes.   But we suspect that the fallout on expectations and wage negotiating stances from higher inflation in the coming months will lead to a further deterioration in the “balance of risks” so carefully monitored by the central bank. As a result, we expect Banxico’s hand to be forced and produce at least three hikes of 25bp in August, September and October. Indeed, we cannot rule out a hike of 50bp in the coming months if we see an unusually large jump in medium-term expectations.

The Oil Price Forecast Feud

There are two unknowns in both our and Banxico’s inflation forecasts. The first is the risk of ‘abundance in overdrive’. Although we expect the global economy to slow, we are concerned that the path to slower growth may be bumpy and interrupted by stimulus attempts.  This, in turn, means that the recent softening in commodity prices may be a bit premature and that inflation shocks may persist longer than the central bank is counting on (see “Emerging Markets: Latin Hawks versus Global Doves”, EM Economist, July 25, 2008). 

The second risk to our inflation forecast is changes in Mexico’s gasoline pricing policy. At present, were Mexican gasoline prices to rise to reach US levels, we calculate that the direct impact on inflation would be a nearly 2pp jump above current levels − moving current inflation above 7%. (Last month, Banxico officials warned that closing the gap with US prices could add 150-180bp to Mexican inflation). 

At present, the finance ministry’s stated policy is to move gasoline prices in line with inflation − but there is no hard and fast rule preventing an adjustment. There has been some confusion on this matter because of a new revenue bill passed last year that provides for a 5.5% tax on gasoline to be sent to the states. The tax earmarked for the states is being introduced gradually over 18 months and has added about two centavos to gasoline prices each month since the start of the year. In contrast, in the first three months of the year, the federal government did not add any additional tariff adjustment to the price of gasoline other than the state tax. In April, May and June, the federal government gradually increased gasoline prices above and beyond the state tax, producing annualized gasoline price increase of roughly 5% in 1H08.  However, since mid-July, just as Banxico was reviewing its inflation path for the rest of the year, the finance ministry upped the pace of gasoline price increases.  The two hikes in mid-July and early August now are pushing gasoline prices up at an annualized rate of roughly 12%. 

It is well known that the finance ministry does not like the current subsidized state of gasoline prices. At the pace seen in 1H08, the cost to the public finances was at an annual run rate of roughly US$20 billion or just under 2% of GDP, as Mexico currently imports gasoline due to the lack of sufficient refining capacity at a much higher price than the gasoline is sold domestically. While the central bank has declined to state what its new gasoline price assumption is, it did warn that much of the new higher inflation path for end-2008 and early 2009 came from concerns about an important increase in gasoline prices. In our inflation model, we assume gasoline price rises of at least 12% this year and that domestic gas prices are set to increase by 12% during the next 12 months. 

Bottom Line

Softening global demand and easing commodity prices are bringing some relief to inflation watchers around the world and in Mexico. Ultimately, we expect a global slowdown to help, but we are not convinced that we have turned the corner yet. Around the globe, central banks are responding to the most serious uptick in inflation in decades with monetary stimulus in the form of negative real policy rates. Meanwhile, in Mexico, the central bank warns that even if commodity prices have peaked and turned down somewhat, there still appear to be plenty of prices set to catch up with increased costs. Banxico warns that the worst in inflation is yet to come. That warning is likely to be followed up with more hikes than most Mexico watchers are currently expecting.