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Wealth Management Systems, Inc.


ADVICE CAN ADD VALUE ON MANY LEVELS

Professional financial advice adds value to client relationships and may help individuals achieve their goals. This article explores different reasons why readers may wish to turn to an experienced professional when making investment decisions.

MARKET TIMING IS A LOSING GAME

Studies have shown that trying to time market entries and exits rarely pays off and may, in fact, lead to investment losses.

A SMARTER APPROACH TO CHARITABLE GIVING

In virtually every conversation with new clients, Financial Advisor Bob Jeffrey, who leads the seven-member Jeffrey Group at Morgan Stanley in Baltimore, Md., raises the question of charitable giving.

ACTIVE VS. PASSIVE FUNDS: IT’S MORE THAN JUST FEES

Since the first index fund was invented in 1975, the debate has raged between active and passive investing styles.

DO YOU NEED A FINANCIAL PLAN?

Even if you have limited resources, a financial plan is an invaluable tool to help you plan for the future. Learn more about the elements of a financial plan, and then contact your Financial Advisor to work on creating one.

GLOBAL GROWTH STAGES A REBALANCING ACT

With global rebalancing on track should investors consider rebalancing global equity allocations?

HOW TO BREAK THE ICE AROUND FAMILY FINANCES

Navigate the money taboo and get together around what really matters—your family.

NEED MORE MONEY? FOUR MOVES TO CONSIDER

Regardless of whatever else may await you in life, saving for the future could be one of your biggest financial challenges. That’s why it’s important to take steps now to make sure you’ll have enough money on hand for retirement, family goals or unanticipated financial emergencies.

NEXT GENERATION GIFTING CONSIDERATIONS

As you consider gifting options, ask yourself how you would like financial gifts made to children or other family members to be spent.

RETIREMENT AND THE COMING LONGEVITY CRUNCH

Longer lifespans mean more years enjoying retirement—but will health care costs mean a critical shortfall in your retirement plans?

RETIREMENT PLANNING FOR DUAL-INCOME HOUSEHOLDS

The typical American family reflected in iconic television shows of the 1950s and 1960s, in which the husband went off to work each morning and the wife happily played out the role of homemaker, is firmly in the minority. By 2012, the Bureau of Labor Statistics reported that six in 10 families with children have two working parents.

YOUR ANNUAL REVIEW CHECKLIST

Preparing for an annual financial review may be easier with a checklist to help you focus on important matters. With that in mind, here is a list of key considerations that you may want to discuss with your Financial Advisor.

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