| DEAL NAME | Morgan Stanley Mortgage Loan Trust 2006-3AR |
| Closing Date | 2/28/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 35.66% |
| |
| Delinquency Status (*) | |
| 30+ Days | 10.54% |
| 60+ Days | 6.93% |
| 90+ Days | 4.25% |
| 120+ Days | 3.39% |
| |
| Bankruptcy | 3.84% |
| Foreclosure | 13.63% |
| REO | 3.17% |
| |
| Cumulative Net Loss | 9.25% |
| Loss Severity | 85.59% |
| |
| Prepayment Experience | |
| 1mo CPR | 10.72% |
| 3mo CPR | 7.78% |
| 6mo CPR | 9.25% |
| 9mo CPR | 11.81% |
| 12mo CPR | 13.27% |
| Life CPR | 15.68% |
|