| DEAL NAME | Morgan Stanley Mortgage Loan Trust 2006-1AR |
| Closing Date | 1/31/2006 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 34.36% |
| |
| Delinquency Status (*) | |
| 30+ Days | 7.61% |
| 60+ Days | 4.66% |
| 90+ Days | 3.78% |
| 120+ Days | 2.97% |
| |
| Bankruptcy | 2.99% |
| Foreclosure | 12.55% |
| REO | 4.21% |
| |
| Cumulative Net Loss | 10.16% |
| Loss Severity | 42.13% |
| |
| Prepayment Experience | |
| 1mo CPR | 7.75% |
| 3mo CPR | 8.11% |
| 6mo CPR | 13.79% |
| 9mo CPR | 14.04% |
| 12mo CPR | 14.85% |
| Life CPR | 16.03% |
|