| DEAL NAME | MSM 2006-17XS |
| Closing Date | 12/28/2006 |
| |
| Initial Collateral Characteristics | |
| Principal Balance ($) | 529,542,112 |
| |
| Sellers (Over 10%) | Morgan Stanley Mortgage Capital Inc.(44.71%),Greenpoint Mortgage Funding, Inc.(18.71%),American Home Mortgage Corp.(15.62%) |
| |
| Servicers (Over 10%) | GMAC Mortgage Corporation(63.29%),Greenpoint Mortgage Funding, Inc.(18.71%) |
| |
| Number of Loans | 2,029 |
| Avg Loan Balance ($) | 260,987 |
| |
| Fixed/Floating | |
| % FRM | 100 |
| % ARM | 0 |
| % Short Arm | 0 |
| % 3/1 or 3/6 | 0 |
| % 5/1 or 5/6 | 0 |
| % 7/1 or 7/6 | 0 |
| % 10/1 or 10/6 | 0 |
| |
| % IO | 43.46 |
| Wtd Avg IO Term (months) | 114 |
| |
| Wtd Avg Current Mortgage Rate (%) | 7.369 |
| < 4.00% | 0 |
| 4.0000% - 4.9999% | 0 |
| 5.0000% - 5.9999% | 0.66 |
| 6.0000% - 6.9999% | 25.98 |
| 7.0000% - 7.9999% | 59.38 |
| 8.0000% - 8.9999% | 12.93 |
| 9.0000% - 9.9999% | 0.98 |
| 10.0000% - 10.9999% | 0.03 |
| 11.000% + | 0.03 |
| |
| Non-Zero Wtd Avg Margin (%) | 0 |
| Non-Zero Wtd Avg Initial Cap (%) | 0 |
| Non-Zero Wtd Avg Periodic Cap (%) | 0 |
| |
| Lien Composition | |
| % 1st Lien | 100 |
| % 2nd Lien | 0 |
| |
| Non-Zero Wtd Avg FICO | 701 |
| % FICO below 660 (inc. N/A) | 21.23 |
| % FICO below 620 (inc. N/A) | 1.87 |
| |
| Wtd Avg Orig LTV | 74.35 |
| % LTV > 80 | 4.67 |
| % LTV > 90 | 1.86 |
| % LTV > 95 | 0.03 |
| |
| Documentation Level | |
| % Full/Alt Documentation | 11.76 |
| % Stated Documentation | 8.68 |
| % Limited Documentation | 56.55 |
| % No Documentation | 10.65 |
| % No Ratio Documentation | 12.36 |
| |
| % Owner Occupied | 80.31 |
| % Investor | 16.28 |
| % Second Home | 3.41 |
| |
| Loan Purpose | |
| % Cashout Refinance | 35.98 |
| % Purchase | 50.38 |
| % Rate Term Refinance | 13.64 |
| |
| State Concentration (Over 5%) | CA(30.45%),NY(9.87%),FL(8.82%),NJ(6.94%) |
| |
| % Prepay Penalty | 35.34 |
| |
| Wtd Avg Std Orig Term (months) | 344 |
| Wtd Avg Std Rem Term (months) | 341 |
| Wtd Average Loan Age (months) | 3 |
