| DEAL NAME | Morgan Stanley Mortgage Loan Trust 2006-12XS |
| Closing Date | 9/29/2006 |
| Collateral Factor Date | 12/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 96.18% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.68% |
| 60+ Days | 1.41% |
| 90+ Days | 0.04% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.03% |
| Foreclosure | 0.53% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 17.60% |
| 3mo CPR | 13.94% |
| Life CPR | 13.94% |
|