| DEAL NAME | Morgan Stanley Mortgage Loan Trust 2005-3AR |
| Closing Date | 6/30/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 30.66% |
| |
| Delinquency Status (*) | |
| 30+ Days | 11.22% |
| 60+ Days | 8.02% |
| 90+ Days | 6.90% |
| 120+ Days | 6.17% |
| |
| Bankruptcy | 5.39% |
| Foreclosure | 6.39% |
| REO | 2.28% |
| |
| Cumulative Net Loss | 5.50% |
| Loss Severity | 56.42% |
| |
| Prepayment Experience | |
| 1mo CPR | 9.03% |
| 3mo CPR | 8.34% |
| 6mo CPR | 8.89% |
| 9mo CPR | 8.92% |
| 12mo CPR | 8.84% |
| Life CPR | 16.18% |
|