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Morgan Stanley ABS Static Pool Information (Last Update: February 10 2012)

    MORGAN STANLEY MORTGAGE LOAN TRUST 2005-3AR
Collateral Performance History
Seller Glossary Servicer Glossary

DEAL NAMEMSM 2005-3AR
Closing Date6/30/2005
 
Initial Collateral Characteristics
Principal Balance ($)826,825,948
 
Sellers (Over 10%)Greenpoint Mortgage Funding, Inc.(51.11%),Morgan Stanley Mortgage Capital Inc.(25.23%),Morgan Stanley Credit Corporation(12.15%)
 
Servicers (Over 10%)Greenpoint Mortgage Funding, Inc.(51.11%),GMAC Mortgage Corporation(22.96%),Morgan Stanley Credit Corporation(12.15%),Option One Mortgage Corporation(10.77%)
 
Number of Loans2,485
Avg Loan Balance ($)332,727
 
Fixed/Floating
% FRM0
% ARM100
% Short Arm0
% 3/1 or 3/665.53
% 5/1 or 5/622.43
% 7/1 or 7/67.03
% 10/1 or 10/65
 
% IO93.67
Wtd Avg IO Term (months)104
 
Wtd Avg Current Mortgage Rate (%)5.667
< 4.00%0
4.0000% - 4.9999%4.54
5.0000% - 5.9999%73.24
6.0000% - 6.9999%21.24
7.0000% - 7.9999%0.98
8.0000% - 8.9999%0
9.0000% - 9.9999%0
10.0000% - 10.9999%0
11.000% +0
 
Non-Zero Wtd Avg Margin (%)2.243
Non-Zero Wtd Avg Initial Cap (%)5.364
Non-Zero Wtd Avg Periodic Cap (%)1.511
 
Lien Composition
% 1st Lien100
% 2nd Lien0
 
Non-Zero Wtd Avg FICO716
% FICO below 660 (inc. N/A)6.34
% FICO below 620 (inc. N/A)0.37
 
Wtd Avg Orig LTV75.36
% LTV > 802.29
% LTV > 901.3
% LTV > 951.03
 
Documentation Level
% Full/Alt Documentation19.11
% Stated Documentation0.37
% Limited Documentation67.24
% No Documentation4.41
% No Ratio Documentation4.52
% Lite Documentation4.35
 
% Owner Occupied89.34
% Investor7.57
% Second Home3.09
 
Loan Purpose
% Cashout Refinance25.2
% Purchase58.26
% Rate Term Refinance16.55
 
State Concentration (Over 5%)CA(56.89%)
 
% Prepay Penalty25.23
 
Wtd Avg Std Orig Term (months)360
Wtd Avg Std Rem Term (months)357
Wtd Average Loan Age (months)3

Collateral Performance History