| DEAL NAME | Morgan Stanley Mortgage Loan Trust 2005-7 |
| Closing Date | 10/31/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 53.53% |
| |
| Delinquency Status (*) | |
| 30+ Days | 8.82% |
| 60+ Days | 5.65% |
| 90+ Days | 4.15% |
| 120+ Days | 3.03% |
| |
| Bankruptcy | 2.77% |
| Foreclosure | 6.29% |
| REO | 0.58% |
| |
| Cumulative Net Loss | 2.47% |
| Loss Severity | 32.23% |
| |
| Prepayment Experience | |
| 1mo CPR | 15.03% |
| 3mo CPR | 14.02% |
| 6mo CPR | 13.13% |
| 9mo CPR | 12.22% |
| 12mo CPR | 13.14% |
| Life CPR | 8.40% |
|