| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2005-1 |
| Closing Date | 2/28/2005 |
| Collateral Factor Date | 1/1/2012 |
| |
| Performance Summary | |
| Current Pool Factor | 33.18% |
| |
| Delinquency Status (*) | |
| 30+ Days | 6.98% |
| 60+ Days | 4.69% |
| 90+ Days | 3.60% |
| 120+ Days | 2.95% |
| |
| Bankruptcy | 2.25% |
| Foreclosure | 4.19% |
| REO | 1.11% |
| |
| Cumulative Net Loss | 0.78% |
| Loss Severity | 12.84% |
| |
| Prepayment Experience | |
| 1mo CPR | 23.95% |
| 3mo CPR | 16.38% |
| 6mo CPR | 16.72% |
| 9mo CPR | 16.09% |
| 12mo CPR | 17.57% |
| Life CPR | 13.77% |
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