| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 9/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 31.15% |
| |
| Delinquency Status (*) | |
| 30+ Days | 5.37% |
| 60+ Days | 2.47% |
| 90+ Days | 1.83% |
| 120+ Days | 1.02% |
| |
| Bankruptcy | 0.86% |
| Foreclosure | 3.72% |
| REO | 1.71% |
| |
| Cumulative Net Loss | 0.54% |
| Loss Severity | 35.62% |
| |
| Prepayment Experience | |
| 1mo CPR | 10.59% |
| 3mo CPR | 21.57% |
| 6mo CPR | 23.49% |
| 9mo CPR | 20.40% |
| 12mo CPR | 19.38% |
| Life CPR | 20.19% |
|