| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 7/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 32.40% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.47% |
| 60+ Days | 2.22% |
| 90+ Days | 1.79% |
| 120+ Days | 0.62% |
| |
| Bankruptcy | 0.93% |
| Foreclosure | 3.44% |
| REO | 1.30% |
| |
| Cumulative Net Loss | 0.48% |
| Loss Severity | 32.95% |
| |
| Prepayment Experience | |
| 1mo CPR | 25.12% |
| 3mo CPR | 24.26% |
| 6mo CPR | 22.20% |
| 9mo CPR | 19.59% |
| 12mo CPR | 18.16% |
| Life CPR | 20.21% |
|