| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 3/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 35.78% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.18% |
| 60+ Days | 1.69% |
| 90+ Days | 1.04% |
| 120+ Days | 0.49% |
| |
| Bankruptcy | 0.58% |
| Foreclosure | 2.24% |
| REO | 1.32% |
| |
| Cumulative Net Loss | 0.35% |
| Loss Severity | 59.03% |
| |
| Prepayment Experience | |
| 1mo CPR | 21.64% |
| 3mo CPR | 13.89% |
| 6mo CPR | 15.10% |
| 9mo CPR | 14.39% |
| 12mo CPR | 14.60% |
| Life CPR | 19.84% |
|