| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 1/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 36.83% |
| |
| Delinquency Status (*) | |
| 30+ Days | 3.66% |
| 60+ Days | 1.53% |
| 90+ Days | 0.55% |
| 120+ Days | 0.37% |
| |
| Bankruptcy | 0.35% |
| Foreclosure | 2.43% |
| REO | 1.48% |
| |
| Cumulative Net Loss | 0.27% |
| Loss Severity | 70.66% |
| |
| Prepayment Experience | |
| 1mo CPR | 10.37% |
| 3mo CPR | 14.15% |
| 6mo CPR | 13.96% |
| 9mo CPR | 14.57% |
| 12mo CPR | 14.68% |
| Life CPR | 20.00% |
|