| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 12/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 37.18% |
| |
| Delinquency Status (*) | |
| 30+ Days | 4.06% |
| 60+ Days | 1.59% |
| 90+ Days | 0.60% |
| 120+ Days | 0.36% |
| |
| Bankruptcy | 0.56% |
| Foreclosure | 1.76% |
| REO | 1.53% |
| |
| Cumulative Net Loss | 0.23% |
| Loss Severity | 65.09% |
| |
| Prepayment Experience | |
| 1mo CPR | 11.22% |
| 3mo CPR | 16.31% |
| 6mo CPR | 14.65% |
| 9mo CPR | 14.85% |
| 12mo CPR | 14.94% |
| Life CPR | 20.18% |
|