| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 11/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 37.56% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.87% |
| 60+ Days | 1.37% |
| 90+ Days | 0.92% |
| 120+ Days | 0.11% |
| |
| Bankruptcy | 0.58% |
| Foreclosure | 1.68% |
| REO | 1.15% |
| |
| Cumulative Net Loss | 0.20% |
| Loss Severity | 16.22% |
| |
| Prepayment Experience | |
| 1mo CPR | 20.50% |
| 3mo CPR | 17.48% |
| 6mo CPR | 15.28% |
| 9mo CPR | 15.34% |
| 12mo CPR | 15.24% |
| Life CPR | 20.35% |
|