| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 10/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 38.30% |
| |
| Delinquency Status (*) | |
| 30+ Days | 3.07% |
| 60+ Days | 1.76% |
| 90+ Days | 1.11% |
| 120+ Days | 0.24% |
| |
| Bankruptcy | 0.51% |
| Foreclosure | 1.02% |
| REO | 1.18% |
| |
| Cumulative Net Loss | 0.19% |
| Loss Severity | 25.96% |
| |
| Prepayment Experience | |
| 1mo CPR | 16.95% |
| 3mo CPR | 13.77% |
| 6mo CPR | 14.78% |
| 9mo CPR | 14.86% |
| 12mo CPR | 14.72% |
| Life CPR | 20.35% |
|