| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 9/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 38.90% |
| |
| Delinquency Status (*) | |
| 30+ Days | 3.31% |
| 60+ Days | 1.15% |
| 90+ Days | 0.74% |
| 120+ Days | 0.23% |
| |
| Bankruptcy | 0.25% |
| Foreclosure | 1.10% |
| REO | 1.26% |
| |
| Cumulative Net Loss | 0.18% |
| Loss Severity | 32.69% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.90% |
| 3mo CPR | 12.97% |
| 6mo CPR | 14.11% |
| 9mo CPR | 14.48% |
| 12mo CPR | 14.86% |
| Life CPR | 20.42% |
|