| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 8/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 39.44% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.31% |
| 60+ Days | 0.88% |
| 90+ Days | 0.54% |
| 120+ Days | 0.05% |
| |
| Bankruptcy | 0.36% |
| Foreclosure | 1.52% |
| REO | 1.66% |
| |
| Cumulative Net Loss | 0.12% |
| Loss Severity | 33.94% |
| |
| Prepayment Experience | |
| 1mo CPR | 9.28% |
| 3mo CPR | 13.02% |
| 6mo CPR | 14.26% |
| 9mo CPR | 14.49% |
| 12mo CPR | 16.17% |
| Life CPR | 20.53% |
|