| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 7/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 39.77% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.33% |
| 60+ Days | 0.72% |
| 90+ Days | 0.39% |
| 120+ Days | 0.05% |
| |
| Bankruptcy | 0.33% |
| Foreclosure | 1.64% |
| REO | 1.89% |
| |
| Cumulative Net Loss | 0.08% |
| Loss Severity | 7.58% |
| |
| Prepayment Experience | |
| 1mo CPR | 14.64% |
| 3mo CPR | 15.80% |
| 6mo CPR | 15.42% |
| 9mo CPR | 15.06% |
| 12mo CPR | 18.66% |
| Life CPR | 20.76% |
|