| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 5/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 40.88% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.09% |
| 60+ Days | 1.51% |
| 90+ Days | 0.62% |
| 120+ Days | 0.47% |
| |
| Bankruptcy | 0.54% |
| Foreclosure | 0.82% |
| REO | 2.08% |
| |
| Cumulative Net Loss | 0.05% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 17.67% |
| 3mo CPR | 15.50% |
| 6mo CPR | 15.24% |
| 9mo CPR | 17.23% |
| 12mo CPR | 21.03% |
| Life CPR | 21.02% |
|