| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 2/1/2008 |
| |
| Performance Summary | |
| Current Pool Factor | 42.67% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.85% |
| 60+ Days | 1.30% |
| 90+ Days | 0.46% |
| 120+ Days | 0.05% |
| |
| Bankruptcy | 0.47% |
| Foreclosure | 0.86% |
| REO | 1.32% |
| |
| Cumulative Net Loss | 0.05% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 16.36% |
| 3mo CPR | 14.99% |
| 6mo CPR | 18.09% |
| 9mo CPR | 22.81% |
| 12mo CPR | 21.46% |
| Life CPR | 21.41% |
|