| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 12/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 43.86% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.28% |
| 60+ Days | 0.84% |
| 90+ Days | 0.21% |
| 120+ Days | 0.05% |
| |
| Bankruptcy | 0.63% |
| Foreclosure | 1.02% |
| REO | 1.10% |
| |
| Cumulative Net Loss | 0.05% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 15.03% |
| 3mo CPR | 16.03% |
| 6mo CPR | 25.11% |
| 9mo CPR | 23.56% |
| 12mo CPR | 21.77% |
| Life CPR | 21.73% |
|