| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 9/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 45.85% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.73% |
| 60+ Days | 0.88% |
| 90+ Days | 0.25% |
| 120+ Days | 0.05% |
| |
| Bankruptcy | 0.36% |
| Foreclosure | 0.82% |
| REO | 1.22% |
| |
| Cumulative Net Loss | 0.02% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 29.48% |
| 3mo CPR | 33.24% |
| 6mo CPR | 27.09% |
| 9mo CPR | 23.62% |
| 12mo CPR | 23.26% |
| Life CPR | 22.18% |
|