| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 1/1/2007 |
| |
| Performance Summary | |
| Current Pool Factor | 55.61% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.19% |
| 60+ Days | 0.49% |
| 90+ Days | 0.23% |
| 120+ Days | 0.02% |
| |
| Bankruptcy | 0.24% |
| Foreclosure | 0.84% |
| REO | 0.17% |
| |
| Cumulative Net Loss | 0.01% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 12.09% |
| 3mo CPR | 19.08% |
| 6mo CPR | 19.64% |
| 9mo CPR | 19.20% |
| 12mo CPR | 19.94% |
| Life CPR | 21.41% |
|