| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 11/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 57.26% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.38% |
| 60+ Days | 0.35% |
| 90+ Days | 0.25% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.13% |
| Foreclosure | 0.84% |
| REO | 0.10% |
| |
| Cumulative Net Loss | 0.01% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 25.04% |
| 3mo CPR | 23.36% |
| 6mo CPR | 20.86% |
| 9mo CPR | 20.89% |
| 12mo CPR | 20.15% |
| Life CPR | 21.80% |
|