| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 2/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 68.36% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.51% |
| 60+ Days | 0.55% |
| 90+ Days | 0.35% |
| 120+ Days | 0.04% |
| |
| Bankruptcy | 0.34% |
| Foreclosure | 0.36% |
| REO | 0.06% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 19.16% |
| 3mo CPR | 17.89% |
| 6mo CPR | 25.69% |
| 9mo CPR | 27.77% |
| 12mo CPR | 25.62% |
| Life CPR | 22.26% |
|