| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 1/1/2006 |
| |
| Performance Summary | |
| Current Pool Factor | 69.59% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.80% |
| 60+ Days | 0.82% |
| 90+ Days | 0.28% |
| 120+ Days | 0.16% |
| |
| Bankruptcy | 0.34% |
| Foreclosure | 0.19% |
| REO | 0.03% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 16.10% |
| 3mo CPR | 22.05% |
| 6mo CPR | 29.53% |
| 9mo CPR | 28.16% |
| 12mo CPR | 25.97% |
| Life CPR | 22.44% |
|