| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 12/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 70.63% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.71% |
| 60+ Days | 0.54% |
| 90+ Days | 0.32% |
| 120+ Days | 0.16% |
| |
| Bankruptcy | 0.33% |
| Foreclosure | 0.14% |
| REO | 0.03% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 18.37% |
| 3mo CPR | 28.08% |
| 6mo CPR | 32.13% |
| 9mo CPR | 28.61% |
| 12mo CPR | 25.77% |
| Life CPR | 22.82% |
|