| DEAL NAME | Morgan Stanley Mortgage Loan Trust, Series 2004-7AR |
| Closing Date | 8/27/2004 |
| Collateral Factor Date | 6/1/2005 |
| |
| Performance Summary | |
| Current Pool Factor | 85.80% |
| |
| Delinquency Status (*) | |
| 30+ Days | 1.15% |
| 60+ Days | 0.42% |
| 90+ Days | 0.18% |
| 120+ Days | 0.00% |
| |
| Bankruptcy | 0.09% |
| Foreclosure | 0.03% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.00% |
| Loss Severity | 0.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 19.34% |
| 3mo CPR | 21.02% |
| 6mo CPR | 18.82% |
| 9mo CPR | 17.46% |
| Life CPR | 16.66% |
|