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Morgan Stanley ABS Static Pool Information (Last Update: February 10 2012)

    MORGAN STANLEY MORTGAGE LOAN TRUST 2004-7AR
Collateral Performance History
Seller Glossary Servicer Glossary

DEAL NAMEMSM 2004-7AR
Closing Date8/27/2004
 
Initial Collateral Characteristics
Principal Balance ($)588,803,185
 
Sellers (Over 10%)Morgan Stanley Mortgage Capital Inc.(53.32%),Quicken Loans, Inc.(23.00%),Morgan Stanley Credit Corporation(15.07%)
 
Servicers (Over 10%)Option One Mortgage Corporation(69.47%),Morgan Stanley Credit Corporation(15.07%)
 
Number of Loans2,265
Avg Loan Balance ($)259,957
 
Fixed/Floating
% FRM0
% ARM100
% Short Arm0
% 3/1 or 3/621.39
% 5/1 or 5/669
% 7/1 or 7/65.88
% 10/1 or 10/63.73
 
% IO87.78
Wtd Avg IO Term (months)74
 
Wtd Avg Current Mortgage Rate (%)5.191
< 4.00%2.03
4.0000% - 4.9999%32.14
5.0000% - 5.9999%54.69
6.0000% - 6.9999%10.61
7.0000% - 7.9999%0.52
8.0000% - 8.9999%0.01
9.0000% - 9.9999%0
10.0000% - 10.9999%0
11.000% +0
 
Non-Zero Wtd Avg Margin (%)2.225
Non-Zero Wtd Avg Initial Cap (%)5.257
Non-Zero Wtd Avg Periodic Cap (%)1.676
 
Lien Composition
% 1st Lien100
% 2nd Lien0
 
Non-Zero Wtd Avg FICO721
% FICO below 660 (inc. N/A)7.62
% FICO below 620 (inc. N/A)0.77
 
Wtd Avg Orig LTV74.1
% LTV > 8010.31
% LTV > 906.22
% LTV > 951.88
 
Documentation Level
% Full/Alt Documentation52.36
% Stated Documentation0.44
% Limited Documentation34.11
% No Documentation9.26
% No Ratio Documentation2.17
% Lite Documentation0.65
 
% Owner Occupied84.59
% Investor9.82
% Second Home5.59
 
Loan Purpose
% Cashout Refinance24.16
% Purchase52.49
% Rate Term Refinance23.35
 
State Concentration (Over 5%)CA(26.65%),FL(9.95%),MI(8.54%),GA(7.31%),AZ(5.11%)
 
% Prepay Penalty11.57
 
Wtd Avg Std Orig Term (months)360
Wtd Avg Std Rem Term (months)358
Wtd Average Loan Age (months)2

Collateral Performance History