| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 10/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 82.78% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.56% |
| 60+ Days | 1.76% |
| 90+ Days | 1.44% |
| 120+ Days | 1.25% |
| |
| Bankruptcy | 0.26% |
| Foreclosure | 0.29% |
| REO | 0.02% |
| |
| Cumulative Net Loss | 1.16% |
| Loss Severity | 96.16% |
| |
| Prepayment Experience | |
| 1mo CPR | 8.29% |
| 3mo CPR | 8.31% |
| 6mo CPR | 7.37% |
| 9mo CPR | 6.02% |
| 12mo CPR | 5.46% |
| Life CPR | NA |
|