| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 9/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 83.39% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.04% |
| 60+ Days | 1.57% |
| 90+ Days | 1.21% |
| 120+ Days | 0.95% |
| |
| Bankruptcy | 0.41% |
| Foreclosure | 0.36% |
| REO | 0.02% |
| |
| Cumulative Net Loss | 1.10% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 8.39% |
| 3mo CPR | 8.97% |
| 6mo CPR | 6.44% |
| 9mo CPR | 5.73% |
| 12mo CPR | 4.65% |
| Life CPR | NA |
|