| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 8/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 84.00% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.29% |
| 60+ Days | 1.79% |
| 90+ Days | 1.52% |
| 120+ Days | 0.80% |
| |
| Bankruptcy | 0.43% |
| Foreclosure | 0.31% |
| REO | 0.02% |
| |
| Cumulative Net Loss | 0.75% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 8.22% |
| 3mo CPR | 7.53% |
| 6mo CPR | 5.71% |
| 9mo CPR | 5.17% |
| 12mo CPR | 3.65% |
| Life CPR | NA |
|