| DEAL NAME | MSCC HELOC Trust 2007-1 |
| Closing Date | 2/27/2007 |
| Collateral Factor Date | 6/1/2009 |
| |
| Performance Summary | |
| Current Pool Factor | 85.09% |
| |
| Delinquency Status (*) | |
| 30+ Days | 2.38% |
| 60+ Days | 1.90% |
| 90+ Days | 1.45% |
| 120+ Days | 1.19% |
| |
| Bankruptcy | 0.40% |
| Foreclosure | 0.29% |
| REO | 0.00% |
| |
| Cumulative Net Loss | 0.43% |
| Loss Severity | 100.00% |
| |
| Prepayment Experience | |
| 1mo CPR | 5.21% |
| 3mo CPR | 3.99% |
| 6mo CPR | 4.19% |
| 9mo CPR | 3.30% |
| 12mo CPR | 2.62% |
| Life CPR | NA |
|